$100K Now Makes You "Low Income"

In November 1978, something happened that most people have forgotten.

President Jimmy Carter called a surprise press conference. He looked serious. The dollar was falling fast, threatening to take the economy down with it. Inflation was rising, and markets were unstable.

Something had to give.

That day, the government made a bold move. They hiked interest rates and launched an emergency plan to stop the dollar's slide.

It worked for a while, but the damage had already started. Inflation kept climbing, and the cost of living shot up. People who were unprepared suffered.

Most people don’t realize how quickly a currency crisis can become a personal crisis.

What begins as a financial shift at the national level soon hits everyday life, raising prices, squeezing budgets, and rewriting the rules people thought they could trust.

The hardest hit are often those who played by the old rules, who saved and planned, believing the system would protect them.

Now, the pattern is repeating. Inflation remains stubborn. Government spending shows no signs of slowing. The national debt keeps rising. And confidence in the dollar is starting to break, not just globally but here at home.

In some California counties, individuals earning more than $100,000 a year now qualify as “low income” for housing aid.

Six-figure earners are falling behind in places that once defined the American dream.

If that doesn’t show how far the dollar has slipped in real terms, I don’t know what does.

When Personal History Becomes a Warning for the Present

In the late 1970s, my grandfather lost more than money. He lost confidence in the system.

He had worked his whole life, saved carefully, and planned for a stable retirement. But his savings couldn't keep up when inflation hit and the dollar lost value.

Every month, his money bought less, and I knew this to be true because that’s all he’d talk about.

He didn’t take big risks or speculate. He trusted that a dollar would always be worth a dollar because he bought into the propaganda, hook, line, and sinker.

He was wrong.

That memory stuck with me, and it taught me one thing above all else:

You cannot afford to ignore significant dollar movements.

It’s easy to look at inflation and think it’s just a temporary bump. But for my grandfather, it was a slow erosion that never reversed. Every price went up, and every dollar he scrimped and saved went down. Eventually, he was forced to make hard choices about what to cut.

Right now, I see the same warning signs: inflation, debt, a weakening dollar index, and central banks loading up on gold. This is not a coincidence.

Governments overseas are diversifying. They’re not betting on the dollar anymore. They’re preparing for something that most Americans haven’t considered: a world where the U.S. dollar is no longer the dominant currency.

When the Dollar Slips, Here's What Always Follows

Here’s the simple truth.

A weaker dollar means your money loses buying power.

That affects everything from groceries to gas. For investors, it can erode returns, especially if your portfolio is too concentrated in U.S. assets. It’s one of the reasons the current portfolio I’ve put together for Premium Subscribers below is beating the S&P by almost 250%.

How have we been able to do this?

Because history has already shown us what happens when the dollar declines. No guesswork needed.

In the 1970s, gold went from $35 to $800 an ounce, silver rose even more, oil prices skyrocketed, and inflation hit double digits.

In the early 2000s, the dollar dropped 40 percent. Gold and oil surged again. Foreign stocks outperformed. U.S. investors who stayed domestic missed out.

We’re seeing the setup again now.

Massive deficits, rising debt, foreign countries turning away from the dollar, trade deals in non-dollar currencies, rising gold reserves, and central banks buying at a record pace.

The U.S. Dollar Index has already fallen from its 2022 highs. And more pressure is building.

When the dollar slips, prices don’t just go up. The entire investing landscape shifts. Assets priced in dollars become more expensive globally, and capital looks for safer ground.

The same three things tend to benefit: commodities, foreign markets, and precious metals.

And if you look at the Premium Portfolio, all our best picks fall into one of these categories. If you’re a Premium Member, you can see it below.

The Choice That Separates Winners From Losers

At some point, you have to make a choice.

Do you sit in cash and hope the dollar holds up? Or do you move to assets that have historically done well when the dollar slips?

I obviously can’t share the entire Premium Portfolio with everyone because that wouldn’t be fair to Paid-up Members, but…

There is one asset that has outperformed in almost every major dollar downturn: gold.

It’s not hype. It’s history.

Gold doesn’t need a central bank. It doesn’t depend on earnings. It doesn’t go to zero.

When the dollar struggles, gold usually rises. It did in the 1970s, it did in the 2000s, and it’s showing strength again today.

Gold isn’t just about returns. It’s about protection. It’s about being on solid ground when everything else feels uncertain.

If the dollar continues to fall, and inflation stays sticky, gold is one of the few assets with a strong track record of protection and upside.

You don’t have to guess. You just have to look at the past.

The people who come out ahead are the ones who acted early, not the ones who waited until everyone else caught on.

The One Move That Can Keep You Ahead of What’s Coming

You don’t need to make a dozen moves. Just one.

Add gold to your portfolio. And, if you’re like me, you’d also add Bitcoin.

You can do it through physical gold, a gold-backed ETF, or quality mining stocks. The method is less important than taking action.

Because if the dollar weakens further, gold could rise. And even if it doesn’t happen tomorrow, having a hedge in place puts you in a stronger position.

It’s not about fear. It’s about being smart.

Gold is simple. It’s time-tested. And right now, it looks like one of the few assets positioned to benefit if history repeats itself.

More importantly, it’s something you can do today. Right now. From your brokerage account, or from a trusted gold dealer. This is a step you can take while others are still debating.

You don’t have to get caught off guard like my grandfather did.

You can prepare.

Take the step. Protect what you’ve built. Turn one decision into a foundation of strength.

This may be one of the most important decisions you make this year. And it doesn’t require luck. It just requires awareness and a little courage to act.

Donald D

P.S. Of course, if you’re a Premium Member, scroll below for two specific gold recommendations that have increased nearly 20% since I recommended them.

You’ll also find a foreign markets recommendation that’s up almost 30%, a precious metals play (no, not gold) that’s up nearly 40%, and a commodity play in a long-ignored sector that’s also up almost 40%.

There are 12 open recommendations in total, and all of them except one are up. The winners are up an average of 24%, and the only loser is down less than 1%.

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